Fitness can transform whole-body health. If you exercise to prevent or treat a medical condition* such as diabetes, balance issues, arthritis, back pain, depression and many other chronic conditions, you may qualify to get a Letter of Medical Necessity to unlock your HSA or FSA funds through your employer and potentially get up to the entire cost of your YMCA membership reimbursed.
To qualify, a licensed medical provider needs to write a Letter of Medical Necessity detailing how exercise treats the specific medical condition. A family physician can provide such a letter, and Dr. B, a telehealth platform, also can provide qualifying patients with the Letter of Medical Necessity required for HSA and FSA fitness reimbursements.
Dr. B's medical consultations are available online for $15 at any time without an appointment. A licensed provider reviews the consultation within three working hours, and if a you qualify, a Letter of Medical Necessity will be emailed to you within a day. You can submit this letter and your YMCA membership receipt to your HSA/FSA administrator for reimbursement. Savings often ranges between 20 and 40%. If you qualify, your letter of medical necessity is valid for 12 months and can be used toward fitness expenses, including Y membership, personal training and some YMCA evidence-based health programs, including Moving for Better Balance, Livestrong at the YMCA and Enhance Fitness. Learn more at
hidrb.com/and/ymca.
*Medical conditions including:
- Arthritis
- Autoimmune disease
- Back pain
- Balance and coordination issues
- Cancer
- Chronic fatigue
- Cognitive decline disorders like dementia and Alzheimer’s
- Diabetes
- Erectile dysfunction
- Fatty liver disease
- Fibromyalgia
- Gout
- Heart disease
- High blood pressure
- High cholesterol
- Kidney disease
- Mental health conditions like depression + anxiety
- Migraines
- Obesity + heavier weight
- Osteoporosis
- Polycystic ovary syndrome
- Pre-diabetes
- Physical injury
- Respiratory diseases
- Sleep disorders
- Stroke